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If you are born in the mid-2000s you will live beyond 100

The 100-Year Life is a wake-up call that describes what to expect and considers the choices and options that we all will face.
(Lynda Gratton and Andrew Scott – The 100-year life)

The 100-Year Life is the challenges and the intelligent choices everyone of any age must make to turn greater life expectancy into a gift and not a curse.

Whilst life expectancy has increased for decades, society continues to structure lives in the same way as the past; we learn, we work, we retire.

The way forward is a multistage life, not determined by our actual age; rather by the phase of life we are experiencing.

Gone is the traditional retirement age of sixty-five; now with healthy choices and medical advances we will outlive our parents by 10 years, and our children will outlive us by 20 years!

Longevity is no longer about getting older; it is really about getting younger!

The 100-year life makes it imperative to future proof tomorrow as our finances must stretch not for the traditional 10-15 years after retirement, but rather 15-30 years!

This is a call to action for individuals; people like you and me, that a 100-year life can be a wonderful and inspiring one. If you have planned? Are prepared? Have you future proofed tomorrow, beginning today?

Steps to FUTURE-proof your tomorrow… the goal being Personal and Financial FREEDOM

1.  Protect self and family from the financial consequences …
Death of the breadwinner(s) … Severe or Critical illnesses … Inability to work ….In your business … Loss of key people, partners … Planning an exit strategy from the business …  Use the business to provide for retirement planning.

2. Estate and Tax Planning …
Take extra care if you have assets in multiple countries
Wills, take steps to minimise inheritance taxes, ensure heirs have access to cash
Selecting executors and guardians wisely, living & testamentary trusts

3. Savings & Investments to meet certain goals …
Invest monthly and or with lump sums
To educate children
Invest in property
For that special holiday
Create savings and wealth in hard currency

4. Retirement planning for a 100-year life …
Traditionally retirement was sixty-five. No longer as you will live much much longer. The question is, “Will you be able to retain your quality of life? ”
Healthy living, better lifestyle choices and medical advances means we will outlive our parents by 10 years, and our children will outlive us by 20 years!

The 100-year life demands working longer. How much longer depends on your wealth and the passive income it provides (Money at work while you are doing your favourite “things.”) It is not safe and is risky to keep money in a bank. Inflation is mostly higher than bank interest rates. If you do not earn more than inflation on your investments you are going backwards, getting poorer. Wealth must grow above inflation! Look at the table and the years it takes to double wealth.   

One job, One career, One home, One retirement location … is a disappearing way of life!

Diversification in investments is key …
Africa represents 3%, South Africa 0,6% of global GDP; The USA 13,6% The EU 15,4% The UK 2,1% No one country or asset class is the complete investment solution.

Protection of wealth …
Cost effective solutions exist to protect wealth from creditors, partnerships that have gone bad, governments and tax authorities that are overzealous from estate, probate costs, executors’ fees, and inheritance taxes

START … now, BE in control!

Fixed Income Alternative Investments?

Investing in the 21^{st Century}
Traditional investment strategies focus on Cash, Bonds and Equities and variations … yet the last decade has disappointed?

Investors seeking value and secured returns have turned to alternatives, the “5th Asset Class” which includes collectibles like art, exotic cars, gold coins, renewables, private equity, and private lending.

Quality Group specialises on Fixed Income Solutions

Returns in £ : $ : €
○ exceed inflation
○ beat bank interest rates
○ are disconnected from markets
○ with no or little volatility
○ and returns are secured

Passive income
○ steady & consistent
○ preserving purchasing power
○ for pre golden years
○ for post golden years 

Build wealth
 ○ fund education goals
 ○ deposit for a home
 ○ retirement wealth
 ○ financial freedom

How we invest … is how we live
Choose your investment… future proof tomorrow

Arbitrage is a risk-free investment that profits from inefficiencies in the market.

What is Arbitrage?
Arbitrage is the practice of buying and selling an asset in order to profit from a difference in price. Arbitrage can exist because of inefficiencies in the market. The secret to successful arbitrage is knowing in advance what the asset can be purchased for and what it can be sold for! This becomes a risk-free way to earn a profit.

This concept can be used to describe any asset being bought and sold for a profit; it refers to apples, oil, gold, stocks, bonds, currencies, and other financial instruments including crypto. Watch the short video on arbitrage.

 What is Crypto arbitrage?
The concept of crypto arbitrage is to buy crypto while simultaneously selling it at a higher price, profiting from the difference in price. Since the transactions occur at the same time, there is no holding period; this is a risk-free profit strategy.

Why is Crypto ideally suited to arbitrage?
The price of cryptos are quoted on electronic exchanges and electronic transactions occur in milliseconds and can be recorded on the blockchain ledger.

What is Blockchain in simple words?
Blockchain defined: Blockchain is a shared, immutable ledger (Cannot be changed) that facilitates the process of recording transactions and tracking assets in a business network. An asset can be tangible (a house, car, cash, land) or intangible (intellectual property, patents, copyrights, branding) This includes arbitrage by Crypto.
With crypto transactions, information is decentralized, meaning no single person or group has control; rather, all users collectively retain control. Decentralized blockchains are immutable, which means that the data entered is irreversible.

Why is Arbitrage by Crypto an ultra-low risk investment? With crypto arbitrage, it is possible to lock in the buy and sell trade prices, then execute the trade simultaneously; this is risk free arbitrage. Unlike other assets that are bought and sold for profit, the huge advantage of crypto is the ability to lock in the buy and sell price n advance. If the trade is not suitable it is not executed.

Trades are only executed if the result is positive profit for the investor

“ … Future proof your tomorrow …
Golden Visa can help you start living your best life …”

MULTI-Residency and Citizenship
There are various programs that meet business and family needs. In exchange for an investment in the economy of your chosen country, investors are granted residency and/or citizenship.

For Business Relocating or setting up a new business or branch or head office in a different country is gaining more and more traction. Reasons are many, diverse and compelling … like trading into new markets, tax incentives, or local business conditions

For Families Global multi residency & citizenship opportunities is a growing trend as individuals and families seek to meet varying needs and goals.

100-Year Life The 100-Year Life brings challenges and the intelligent choices everyone of any age must make to turn longer life expectancy into a gift and not a curse. Whilst life expectancy has increased for decades, society continues to structure lives in the same way as the past; we learn, we work, we retire.

Multistage Life The way forward is a multistage life, not determined by our actual age; rather by the phase of life we are experiencing. Influenced by the local political and economic environment, with current and future choices determining quality of life.

MULTI-Residency and Citizenship
Many reasons … Many benefits
Travel Visa Free
Business & Pleasure

Business & Career Opportunities
A Different Future

Tax Incentives
Personal & Business

First world
Healthcare & Education

New Beginnings
Holiday Home

A safe haven investment
Plan B “In the back pocket”

Investment & Currency Hedge
Property Rentals

Quality Group is well versed on Residency & Citizenship programs and Business relocations We and our partners provide a full service from start to finish, including property investment and applications for Golden VISA for residency and citizenship as well incorporation of companies, legal, trust and accounting services.

Allow us to understand your requirements, and Quality Group will put forward recommendations.

Inspection Trips
For Cyprus, Greece and Mauritius check out our inspection trips

Protection for Individual, Families and Business

Life is unpredictable, and both families and businesses face uncertainties that can dramatically affect financial stability and overall well-being. Investing in life, disability, and severe illness (or critical illness) insurance is not just a prudent decision—it’s a lifeline that can make the difference between financial ruin and security when life takes an unexpected turn.

While it may feel like a grudge purchase, it’s an essential and vital safety net.

Life insurance is crucial for ensuring that your loved ones are financially protected if the unthinkable happens. It covers major expenses like mortgages, education, and daily living costs, allowing your family to maintain their standard of living even in your absence.

Disability insurance steps in when illness or injury strikes, replacing lost income so that bills continue to be paid and your family’s lifestyle is preserved. It’s a safeguard against the financial devastation that can accompany long-term disability.

Severe illness or critical illness insurance offers a lump-sum payment upon the diagnosis of a critical illness, providing the financial flexibility to cover medical treatments, rehabilitation, and necessary lifestyle adjustments. For businesses, these insurances are vital in protecting against the loss of key employees or executives. They ensure business continuity, support buy-sell agreements, and maintain stability during challenging times.

Invest in Peace of Mind. By proactively investing in these protections, families and businesses can eliminate the financial risks posed by life’s uncertainties, offering peace of mind and securing a future that remains stable and resilient, no matter what challenges arise.

Don’t say … if I only had … its too late!

” “

Student Accommodation Assured Returns

Student Accommodation
The closure of campuses during the height of the COVID pandemic meant less demand for student accommodation, but that has all changed, as students desire the campus life and experience.

Demand is outstripping supply, which is an opportunity for investors.

Golden VISA Residency
Investors can combine investment in student accommodation with Golden VISA, a path to investment, residency, and citizenship.

A way forward for parents and their children’s career opportunities